SB 1068 Department Of Financial Services -- by Hays - Revises duties of the Division of Consumer Services. Revises criteria for premiums charged to agencies and departments for purposes of the State Risk Management Trust Fund. Revises reporting requirements for the Department of Financial Services and the Department of Management Services on the state insurance program. Requires the Division of Risk Management to analyze and report on certain agency return-to-work programs and activities. Requires certain agencies to establish and maintain return-to-work programs for certain employees, etc. EFFECTIVE DATE: July 1, 2011