Citizens Property Insurance Corporation Encourages its
Policyholders to be Prepared for Hurricane Season

TALLAHASSEE: Citizens Property Insurance Corporation, in preparing for the 2009 Hurricane Season, encourages its policyholders and all Floridians to be prepared. 

"Hurricane preparedness should be viewed as more than making sure you have a family plan and three days of supplies available," said Scott Wallace, President/CEO and Executive Director of Citizens.  "It also means being prepared to rebuild if your property is damaged or destroyed by a storm."

Citizens encourages its policyholders to:
  • Make sure insurance coverage amounts match the replacement value of your home.
  • Consider purchasing additional coverage, such as flood insurance, which is not covered under your Citizens policy. Although flood coverage is not included in your Citizens policy, you can purchase it through the National Flood Insurance Program.
  • Review your annual hurricane deductible, which is typically 2-5% of the insured value of your home.
  • Check to see if you have actual cash value or replacement coverage for your belongings. Actual cash value coverage pays only the depreciated value of your property.
  • Verify that your policy information is correct. Make sure your mortgage company information accurately appears on your policy.
  • Keep your policy documents safe. Place copies of your policy in your safe deposit box or leave them with an out-of-town relative.
  • Try to have pictures or a video recording of your home and belongings.

More information about hurricane preparedness is available on Citizens' website at